FSA
LLNS offers two flexible spending accounts to help employees save on taxes: the Dependent Care Reimbursement Account (DCRA) and the Health Care Reimbursement Account (HCRA).
The plans allow you to pay on a pretax, salary reduction basis for eligible dependent care expenses or health care expenses not covered by your medical, dental, or vision plans.
- HCRA and DCRA Benefit Program Summary
- Healthcare Form
- Dependent Care Form
- Qualified Medical Expenses
You can register and access your account at Health Equity | WageWorks.
HSA
If you enroll in either the Anthem HDHP, Anthem Core Value, or Kaiser HDHP medical plan options, you will also be eligible for the HSA that accompanies these options. LLNS will make contributions to the HSA on your behalf. In addition, you will be able to make before-tax** contributions to your HSA, up to IRS limits. You can make your HSA before-tax contributions via payroll deductions or make after-tax contributions directly to your HSA. Please note that if you enroll in the Anthem HDHP, Anthem Core Value or Kaiser HDHP medical plan options, you will not be eligible for the Health Care Reimbursement Account (HCRA). The HSA can be used to pay qualified medical, prescription, dental, and vision expenses. It can also be used to pay for qualified expenses for dependents not enrolled in a LLNS medical, dental, or vision plan if the dependent is a dependent under IRS rules (IRC Section 152). Please note that if you are enrolled in any other medical plan, including Medicare (Part A and/or B), you are not eligible for the HSA.
Kaiser HSA you can register and access your account at www.healthequity.com (866) 346-5800
Anthem (Act Wise) HSA, you can register and access your account at www.anthem.com/ca/llns/ (866) 641-1689
For HSA limits please click here
